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Datatype reference

Function Reference

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PV

Returns the present value of an investment.

Syntax

PV( rate, terms, payment [, future value, type] )

Argument	Required/ Optional	Description
rate	Required	Numeric. Interest rate earned in each period. Expressed as a decimal number. Divide the rate by 100 to express it as a decimal number. Must be greater than or equal to 0.
terms	Required	Numeric. Number of periods or payments. Must be greater than 0.
payment	Required	Numeric. Payment amount due per period. Must be a negative number.
future value	Optional	Numeric. Cash balance after the last payment. If you omit this value, PV uses 0.
type	Optional	Boolean. Timing of the payment. Enter 1 if payment is at the beginning of period. Enter 0 if payment is at the end of period. Default is 0. If you enter a value other than 0 or 1, Data Integration treats the value as 1.

Return Value

Numeric.

Example

The following expression returns 12,524.43 as the amount you must deposit in the account today to have a future value of $20,000 in one year if you also deposit $500 at the beginning of each period: